Risk Management Products






COMPLETE WORKERS' COMPENSATION SERVICES

Protecting resources, serving people. That's the bottom line in workers’ compensation. At RAS, we deliver a complete product array encompassing all aspects of workers' compensation. Our comprehensive approach is aimed at restoring the injured worker to optimum health and productivity, while eliminating the cost of inefficient health care delivery and unnecessary time away from the workplace.

LOSS CONTROL & ENGINEERING SERVICES
Our team of highly credentialed professionals, led by a PhD and university professor of human factors, go beyond compliance, optimizing safety in the workplace. We offer a thorough review of workplace policies and procedures, providing clients with insightful solutions that can generate greater safety, productivity and profitability. The result? Cost-effective training and safety programs that add value to an organization by decreasing costly accidents, eliminating unnecessary time off, lowering workers’ compensation premiums and increasing worker satisfaction. Learn more about how Human Engineering Solutions can benefit you.

PREFERRED PROVIDER ORGANIZATION
Customers enrolled in our Preferred Provider Organization (PPO) benefit from excellent nationwide network coverage, competitive rates and high provider standards. Learn more about the lower cost benefits TLC Advantage can provide.

NURSE CASE MANAGEMENT
Registered Nurse case managers provide professional 24-hour guidance for employee medical needs. We’ll ensure that quality health care isn’t compromised and – avoid the cost of unnecessary medical services and procedures. Learn more about what Ohara can do for you.

MEDICAL BILL REVIEW
Our bill review system is integrated to include all elements of medical cost containment, including review of bills to regulatory fee schedules, PPO reductions, incorporation of medical/disability management recommendations, claim system integration and automated reporting. Service can utilize traditional mail or be virtually paperless. Learn more about how Precision Bill Review can limit your medical expenses.

THIRD-PARTY CLAIMS MANAGEMENT
Successfully addressing cost and fairness, our claims management programs can save your clients time and money without diminishing the quality of care to injured employees. We can also manage liability and property claims, ensuring compliance with complicated state laws and mandates. Learn more about RAS Third Party Administration.

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